SEC 2025 Examination Priorities: Retirees and Rollovers
Key Takeaways Over 11,000 people are reaching age 65 every day and most have retired or are contemplating retirement. Many of those retirees will rollover money from retirement plans, including 401(k) plans, into IRAs. The IRA investments will need to provide sustainable retirement income for the lifetimes of those retirees, with regular withdrawals to pay […]
The SEC’s 2024 Examination Priorities: Impact on IRAs and Retirement Plans
Key Takeaways The SEC Division of Examinations is focused on advice to older investors and retirement investors. Advisors and their firms should review their practices for those investors. Among the concerns of the Division of Examinations is whether conflicts are adequately disclosed so that investors can provide informed consent. Off-the-shelf disclosures may not have sufficient […]