Rollovers under the DOL’s Final Rule This is my 42nd article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions and related developments in the securities laws. On April 7, 2017 the DOL issued its
While We Wait: The Current Fiduciary Rule and Annuities This is my 41st article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions and related developments in the securities laws. As explained in previous posts,
SEC Retirement-Targeted Examinations This is my 37th article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions and related developments in the securities laws. In 2015, the Office of Compliance Inspections and Examinations (OCIE) of
What “Level Fee Fiduciary” Means for Rollover Advice This is my 32nd article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions. As explained in article #30 in the Angles series, in order to use
“Un-levelizing” Level Fee Fiduciaries This is my 31st article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions. In the last article I posted, I discussed the three meanings of “Level Fee Fiduciary.” This article
Capturing Rollovers: What Information is Needed? This is my 29th article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions. The Department of Labor’s fiduciary regulation provides that a recommendation to take a distribution from
What About Rollovers that Aren’t Recommended? This is my twenty-eighth article about interesting observations concerning the Department of Labor’s fiduciary rule and exemptions. These articles also cover the DOL’s FAQs interpreting the regulation and exemptions. Under the DOL’s fiduciary regulation, the recommendation of a plan distribution and IRA rollover will
Reasonable Compensation Versus Neutral Factors This is my twenty-fifth article covering interesting observations about the fiduciary rule and exemptions. In my last post, I wrote about the Best Interest Contract Exemption (BICE) and the requirements for “neutral factors” and “differential compensation” between “reasonably designed investment categories.” As I pointed out,
The Meaning of Differential Compensation Based on Neutral Factors This is my twenty-fourth article covering interesting observations about the fiduciary rule and exemptions. The DOL’s fiduciary “package” consists of a regulation that expands the definition of advice and exemptions, or exceptions, from the prohibited transaction (PT) rules. If a recommendation
This is my twenty-third article about interesting observations concerning the fiduciary rule and exemptions. When the definition of fiduciary advice is expanded on April 10, 2017, the investment and insurance recommendations of a much larger group of advisers will be classified as fiduciary advice and will, as a result, increase
Thanks for subscribing to Fred Reish’s industry updates.
New articles and insights will be delivered directly to your inbox.